Capital, properly placed.
The right loan, with a consultant on your side
Home loans, loans against property, business loans and working capital — our consultants compare banks and NBFCs for you, check your documents and stay with you until the loan is disbursed.
- Offers compared across many banks and NBFCs
- Chartered accountants, company secretaries and advocates on the team
- First consultation is free
What we arrange
Loans for homes, property and business
Choose what you need — your consultant compares lenders, checks your documents and stays with you to disbursement.
Home loan
Buy, build, renovate or transfer an existing home loan to better terms.
Loan against property
Raise funds against your residential or commercial property for any need.
Business loan
Unsecured funds for growth, decided on your business’s own financials.
Cash credit / overdraft
Working-capital limits against stock, receivables and day-to-day cash flow.
Project loan
Term funding and working capital for new projects and expansion.
Machinery loan
Finance new machinery and upgrade your production capacity.
Why people choose Loan Cluster
Many lenders, one conversation
We work with a wide range of banks and NBFCs, so you see more than one offer — and understand the differences.
Specialist consultants
Chartered accountants, company secretaries, advocates and finance professionals with retail and corporate lending experience.
Free first consultation
Talk to us about your requirement at no cost. If a service fee applies, we tell you in writing before any work begins.
End-to-end support
Documents, legal and technical checks, lender follow-up and disbursement — one consultant stays with you throughout.
How it works
From enquiry to disbursement, one consultant stays with you
Tell us what you need
Fill in the short form or call us. A consultant calls you back, understands your requirement and checks your eligibility.
Documents, legal and technical check
We go through your documents and, for property loans, the legal and technical position — before any lender sees your file.
Compare lender offers
We put your case to suitable banks and NBFCs and explain the offers side by side: amount, rate, fees, tenure and conditions.
Sanction and disbursement
Once you choose, we coordinate the paperwork with the lender until the loan is disbursed — and we are there for top-ups and transfers later.
Work out your EMI
Change the amount, rate and tenure to see how the monthly instalment and total interest move. A longer tenure lowers the EMI but raises the total interest you pay.
Your consultant will show you the actual figures from each lender before you decide.
EMI calculator
- Monthly EMI
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- Total interest
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- Total payable
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Example figures only. Your actual rate, fees and EMI depend on the lender and your profile.
Business associate programme
Meet people who need loans? Work with us.
Chartered accountants, tax consultants, insurance and real-estate professionals introduce clients to Loan Cluster. Our consultants handle the case end to end, and you earn a payout once the loan is disbursed.