Business loan
Business loans to grow your business
Funds for expansion, inventory, equipment or working capital — without pledging property. We compare unsecured business loan offers from multiple lenders for you.
- Unsecured — no collateral needed
- Based on your business financials
- Multiple lenders compared for you
- Guidance on documents and eligibility
About business loans
As a business owner you are always looking for opportunities to grow, but the funds are not always there at the right time.
An unsecured business loan gives you capital based on your business’s turnover, profitability and track record — without mortgaging property.
We help you present your financials properly and approach the lenders most likely to say yes.
Documents usually needed
- PAN and Aadhaar of the applicants, and the business PAN
- Business proof: GST registration, Udyam or shop-act licence
- ITRs with computation and audited financials for the last 2 to 3 years
- Current-account bank statements for the last 12 months
Download the full business loan documents checklist (PDF)
Your consultant confirms the exact list for the lender you choose.
Who is eligible
Self-employed individuals and businesses, usually with at least 2 to 3 years in business. Lenders mainly look at:
Turnover
Steady sales turnover shows the business can support the loan.
Profitability
Profit as a share of sales, as shown in your ITRs and financials.
Credit history
A good credit score for the business and its promoters (generally 750 or above).
Banking conduct
Steady credits, healthy balances and few cheque returns in your current account strengthen your case.
What you get
No collateral
Unsecured, so your property stays free.
Use it where the business needs it
Expansion, inventory, equipment, marketing or paying suppliers.
Short tenure
Typically repaid over a few years, in fixed monthly instalments.
Right lender, first time
We match your profile to lenders’ criteria so you avoid unnecessary rejections and credit enquiries.
Work out your EMI
Change the amount, rate and tenure to see how the monthly instalment and total interest move. A longer tenure lowers the EMI but raises the total interest you pay.
Your consultant will show you the actual figures from each lender before you decide.
EMI calculator
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Example figures only. Your actual rate, fees and EMI depend on the lender and your profile.
Ready to compare offers?
Tell us what you need and a consultant will call you back — usually within one working day. The first consultation is free.